4 of the best mortgage brokers in London

Selecting a mortgage broker in London is a critical decision in the home-buying journey. With complex market structures and a vast array of lending products, an independent adviser can secure exclusive rates and navigate the application process seamlessly.

To assist in the search, the capital's leading mortgage brokerages have been evaluated on key criteria:

• Lender Panel Depth: Access to a comprehensive range of high-street and specialist lenders is prioritised.
• Client Advisement: Focus is placed on firms known for clear, proactive communication and personalised support from instruction to completion.
• Fee Transparency: Clarity and fairness of standard fee structures are carefully assessed.
• Industry Experience: Established brokerages with proven records across varied mortgage scenarios are selected.

How much do mortgage brokers charge in London?

Most mortgage brokers in London do not charge clients directly, as lenders pay them a commission. Where broker fees apply, they are typically £395 to £495, though complex cases or commercial loans may incur fees from £50 to £1,000 or more.

1. AS Financial Central London Mortgage Broker

Phone: +44 20 3301 6690

Business hours:

• Monday to Friday: 9 am to 6 pm
• Saturday and Sunday: Closed

Website

Instagram

AS Financial is highly regarded for its transparent approach and tailored mortgage advice. The brokerage works with over 90 lenders, offering a broad spectrum of choices for first-time buyers, self-employed contractors, and clients seeking to remortgage.

Advisers are commended for a reassuring, patient approach, and the firm also provides protection insurance to deliver a comprehensive service.

Smooth and stress-free home-buying support

“Chris and Terrance are exceptional mortgage brokers. We are genuinely thankful for the immense help that Terrance and Chris offered us. They certainly deserve another Oscar for being top brokers! They achieve what others fail to do. I spoke to more than 10 different brokers, and none of them were successful. You both are the best!”

• Kamran A., Google Review

2. City Mortgage Solutions LTD

Phone: 020 7481 3736

Business hours:

• Monday to Friday: 8:30 am to 6 pm
• Saturday and Sunday: Closed

Website

Instagram

With over 15 years of industry experience and a robust team of advisers, City Mortgage Solutions LTD is a premier choice in the capital. The firm provides bespoke financing options for residential purchases, buy-to-let portfolios, and commercial properties.

Clients consistently praise the advisory team for providing clear, regular updates and minimising the stress of the application process.

Dependable advice for mortgages and protection

“We’ve been using City Mortgage Solutions for years, both for our mortgage/remortgage and most recently for our relative life/critical illness covers, and cannot recommend them enough. They take so much care to understand their clients’ needs and to tailor a solution that works best. They are very friendly and personable and make every effort to answer any questions promptly.”

• Marilena S., Google review

3. Mojo Mortgages

Phone: +44 333 123 0012

Business hours:

• Monday to Thursday: 8 am to 8 pm
• Friday: 8 am to 5 pm
• Saturday: 8 am to 4 pm
• Sunday: Closed

Website

Instagram

Mojo Mortgages is a leading free online mortgage broker, connecting clients with experienced advisers via a streamlined digital platform. The process is highly efficient, offering flexible consultation times including evenings and weekends.

By comparing thousands of deals across over 70 lenders, Mojo assists clients in securing highly competitive rates, supported by a suite of online planning tools.

Great service with clear guidance

“Connor at Mojo was a pleasure to deal with and, after getting to know my position, explained the options very clearly. He guided me through the process very well with regular updates through messages or calls. Great service.”

• Vijay P., Google review

4. Alexander Hall West End Mortgage Broker HQ

Phone: +44 800 038 3736

Business hours:

• Monday to Thursday: 8 am to 8 pm
• Friday: 8 am to 5 pm
• Saturday and Sunday: Closed

Website

Alexander Hall has established an outstanding reputation in London's West End for its highly professional advisory team. The brokerage excels in securing exclusive deals from major high-street banks as well as smaller niche lenders.

The advisors are particularly skilled in complex lending scenarios, including ex-council and non-standard construction properties, providing comprehensive support throughout the transaction.

Ross went above and beyond to secure our mortgage

“We were supported by Ross Walters to secure a mortgage for our first home. From the introductory call, Ross couldn’t have been more attentive and supportive, spending lots of time explaining the process to us and how he would help. He was genuine, honest and incredibly kind, and honestly couldn’t have done more for us. We went with Alexander Hall because we were looking for a company with expertise in securing mortgages on ex-council, high-rise, non-standard construction properties and we were not disappointed.”

• Olivia F., Google review

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