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UK Stamp Duty Land Tax (SDLT) Calculator

Calculate the Stamp Duty tax payable on residential property purchases in England and Northern Ireland. To see average home prices and rental yield indicators across primary UK regions, examine our UK Property Statistics Dashboard.

Enter the agreed purchase price of the property.
Total Stamp Duty (SDLT) Due£10,000
Effective Rate2.22%
Total Cost£460,000

Progressive Bracket Breakdown

Property Value BracketTax Rate (%)Tax Paid
£0 to £250,0000.0%+£0
£250,000 to £925,0005.0%+£10,000
Combined Tax Liability£10,000

UK Stamp Duty (SDLT) Regulations

What is progressive tax accounting?

Stamp Duty is calculated progressively, meaning you only pay the respective tax rate on the portion of the purchase price falling within each specific bracket, rather than paying a flat rate on the entire value.

First-Time Buyer Relief Rules

First-time buyers pay 0% stamp duty on the first £425,000 of a residential property purchase, and 5% on the portion between £425,001 and £625,000. If the purchase price exceeds £625,000, you cannot claim any relief and must pay standard rates on the full amount.

What constitutes a second home surcharge?

If you purchase a residential property that results in you owning more than one home (e.g. holiday homes, buy-to-let investments), a 3% surcharge is added on top of the standard SDLT rates across all tax bands.

Scotland & Wales Properties

This calculator applies to properties located in England and Northern Ireland. If you are buying a property in Scotland, you pay **Land and Buildings Transaction Tax (LBTT)**. In Wales, you pay **Land Transaction Tax (LTT)**. Both jurisdictions apply separate bands.